I get all that im asking why no one examines the basic principle of it all. Why does some bank cock sucker need to finance a house thats built? Simply so they can scam you. Cant wait because this economy is fucked and theyre running out of rope. Cars cost what houses cost now and people are done with this shit.

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I think a lot of people do examine the assumption, they just decide that genociding banker race is impossible/unrealistic/whatever and decide to eat the shit sandwich. As a lifelong It's a Wonderful Life enjoyer I got that lesson at 6 years old, there's just nothing you can do about it when the banks are backed by 300,000 white men with rifles. Now that we're 25 years deeper into the asset bubble it's even harder since it's not just the bankers that will lose their shirt if this financial system collapses.