Whatever emergency fund composition gets you a liquid and virtually guaranteed 6 months of your household’s fixed expense coverage is arguably wise.
If it is comprised of partial to all #Bitcoin , give yourself a reasonable double digit percent premium above the fixed expenses total to be ready for exchange rate drawdowns.
What if you can easily sell 1% of your assets and cover 6 months of expenses?
Easily sell = liquid I would conclude
Fair, is btc not liquid? I promise I'm not being difficult or leading you down a path, just asking more deeply around this topic
Ask away, no worries. Depends on jurisdiction. For most G20 countries, I’d argue BTC is highly liquid until you get roughly above the 7 figure USD mark. Then it may get tougher to exchange 1:1 at mark to market price with a single txn. The constraint being exchange liquidity. OTC txns may be a better route at that point.
