Why not set up a payment plan with the tax office? They are typically at a comparable interest rate to your 8% and you don’t have to leverage your bitcoin that way. There are so many options in almost every situation to explore BEFORE jumping to taking a loan with shit terms against your sats.

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we can't do that in my country. The terms are horrible. Worse then loan sharks (and daily interest).

and I did my research, this was least shittiest option.

Only "better" option was to add that to my morgage. But that takes months to settle and frankly I didn't want to.

That sucks. Gotta do what you gotta do I guess

You have good advice