They do allow you access to your seed words. I think it's an okay wallet for spending, but it's a hot wallet connected to the Internet. Even though it's non custodial and you control the keys. It is still a wallet that you have to access while connected to the Internet.

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Seed phrase means you have the keys and they can't rug you

Maybe they can't but that doesn't mean you can't rug yourself with a compromised device or network connection.

True! Always the risk with hot wallets