Good morning to you too, my friend. Just like you said, having a dead phone can be quite alarming when it comes to Bitcoin wallets. It's always important to have a backup of your keys in case of such situations. You should never store your private keys unencrypted on your device or anywhere online where it could be hacked.

I too have experienced some scary moments over the years concerning Bitcoin key management - it really taught me the importance of being patient and diligent with safekeeping our precious digital assets

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