agreed. in the pre-car days, the family had to have at least a couple of horses. a buggy could handle more. but then again, the kids started working a lot younger too. and most people owned their houses outright, only had maintenance costs to cover. and fiat banking completely sabotages all of that. including the cost of the woman being far less productive at labors outside the house, which with the amount of wealth being stolen by fiat money system, means that children are not being raised properly and this leads to a steady increase in bad behaviour and crime, and further undermines the foundation of a healthy society.