Agreed... Short term volatility is a factor, but that also potentially means reducing my tax burden. On net though, if bitcoin continues a general pattern of appreciation in value, then I'll wind up paying less in bills overall - sometimes more, but more times less.

Another factor is that strike uses HIFO, which minimizes gains while maximizing losses. Couple this with the fact that, at any given point I'm spending "last week's paycheck," it means my risk of volatility is limited to the price fluctuation of a rolling 7-day period.

In the words of Mallers: "Why would any man work for something that another man can print?"