I was speaking to a friend yesterday, he works hard, and recently got a raise, but is still working over the weekend on a side hustle for an extra bit of income and I asked him what is your plan with all the money?

He, like most people don't have a plan, they're just collecting it to lose it over the long term and continue to fight a losing battle.

Just like you can't outgym a bad diet, you can't outwork inflation!