I’m in the same boat bought house in 2022 property tax was $750 for the year home insurance was $1500 for the year in 2023 those tripled tax was now $2500 and insurance is $3500 now that 2024 my taxes are now $5500 and insurance $6200 this is completely unsustainable I put so much down on my mortgage to keep my payments below a certain amount but damn did not account for the rising insurance and taxes bunch of BS