It's soooo fraudulent.... the base token they are passing around is itself counterfeit... the fraud is coming from inside the building!
Discussion
Found a picture of the building

Obviously kidding. But not really... This site does a good job breaking down alot of different scams that happen on credit card rails. It's basically omnipresent amounts of fraud that happens to basically everyone
https://www.cardrates.com/advice/credit-card-fraud-statistics/
Thought maybe you were a whistleblower. ;)
No need... I subscribe to fractal theory that larger super structures mirror the smaller structures and vic-versa: it's fraud top to bottom, inside and out.
Compare this to bitcoin in which there will never be a fraudulent transaction, and now imagine the structures to be build atop bitcoin. *That* is the real noodle cooker