I've been on that train for almost 3 years now.

Currently using Fold to facilitate it as they allow me to hold a Bitcoin balance and "push to card" to make credit card payments by ACH.

Actually wrote a short article that's relevant to this...

https://bitcoinbarks.com/Barks/get-on-zero/#wbb1

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I have been in a toss up of who to try to use in order to make this more easily usable for myself and it's been a tie between fold strike and cash app

I've used both CashApp and Fold for this, both are fantastic. That said, I like getting a few sats back as rewards with Fold and have really been happy with their service.