aktchually… you can, some won’t even wait for your first deposit before issuing debit and sometimes credit cards.
Discussion
You literally cannot. I have discussed this at length with bank personnel. All accounts have a minimum deposit limit. Credit on the other hand is not analogous to this situation.
I suppose things are different in your country then, but in Brazil it’s just as I described. Works the same for both fintech and conventional banks.
Monopoly money aside, even a BTC wallet starts at zero so it’s not unheard of.
Still, even if LN channels were “free” you still need to understand when and why you need to open/close them, the whole thing is not exactly as plug and play as normal transactions from a UX perspective.
Just my two sats.
Of course. Onchain is the simplest. But Zeus make lightning very easy. Open a channel with Zeus (even with balanced liquidity) then start receiving and sending zaps. It's literally that simple. I think opening a bank account is harder. Id, social security numbers, employment verification, and banking app usernames and passwords? Or just create embedded node, fund onchain address, fund channel, boom zapping.