Don't go to college, or encourage your kids to, unless you have a very good and specific reason for needing to go. I wasted 9 years of my life obtaining a piece of paper from a fiat establishment saying I have a PhD, when in reality I had no useful skills to serve people and be rewarded with money.

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Hopefully the parties and friends were worth the experience. Obvs not worth a ton of debt.

You can not build a collage unless you build a product and you can not build a product unless building a collage.

Otherwise the product is yourself and is going to be terminated by the one following the above principle.