It’s just salt. It’s like saying everyone can’t afford gold bc everyone can’t have a room filled with gold bars
Discussion
That same friend could sell all his securities to buy a whole coin. He won't do it, because it's "too risky". Then, he complain next year that only the top 0.1% can afford a full coin. Sorry dude, only the guys with testosterone took the "risk", while you decided to play it "safe".