If you think this game is working... You are crazy. I'm what sense is this game working for anyone but the people with hard assets that live in the US?
Discussion
It's working for anyone productive in a civilized society. I'm productive and live in a civilized society. Works for me.
Most of the global population would disagree with you. The numbers would also disagree with you.
I neither care about the numbers and especially not about the global population. I care about myself and the few likes of me. If 90% of the global population doesn't "make it" that's not a bug that's a feature.
Survival is tough. The 21st century will be nothing like the 20th.