Call it what you will but I don’t know a single human that doesn’t have flaws.

Some of the most educated people I know don’t know how to do basic checking account math or what an encumbrance is but can blow me out the water with their command of languages and writing.

Pretty accurate. The oligarchs try so hard to keep the monetary system a secret and it robs most people. If you're 70iq and figure out money you're better off than everyone else

Money (actions) & Language (ideas) are the two most important literacies for a social human, so... 🤷‍♂️