Anything under 5% is great. It’s fallen to 7.5%, still paying.

Honestly $STRC arb is interesting

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HELOC payments can be ammoritized up to 20 years. Most of the early HELOC payments are majority interest. But if the Bitcoin thesis is a 10X from current prices within the next 20 years ... might be easier to keep the HELOC, rather than playing 0% credit card balance transfer leapfrog. Thoughts?

Mine is 10 years, 6 years left.

I think you’re right… let btc run