I, like most people I suspect, contribute to the consensus, but follow my own path.
Some controversial views.
I'm selling a chunk of my Bitcoin at peak and buying back in the dip, spending the profit in the fiat world.
Not all altcoins are shitcoins, I earn income from several utility tokens such as MYST, HNT and others.
I am holding some XMR to maintain privacy and will keep for an uncertain future.
Ethereum does smart contracts better than Bitcoin, it has however become vulnerable due to its ability to hard fork on demand and its move to PoS. This vulnerability was not too serious, but may become so when ETH ETFs are approved. Blackrock with it's $9T of assets could easily make a 51% stake attack on ETH. This is not possible with BTC.