I was thinking about this. If I send my coin to a lender, I want the same coin to sit at the same address I sent it to, until I pay off the loan, or withdraw excess equity. No reason it shouldn’t, right?

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Exactly, no loan should be built on full faith and trust, even if they decide to use my sats in exchange for a loan I want to be sure I get the same amount of sats back at the end of the term