Any economic or financial system that is not rooted in morality is going to fail. It is true for any system including the one based on Austrian school of economics.
"For those who would defend the free market ideology and excuse its failing as a consequence of human corruption and weakness of the structures of society, I’d warn them that this was exactly how Marxists explained away the failures of communist utopia. The theory is awesome, it’s the damn people who can’t get it right!"
https://alexkrainer.substack.com/p/why-governments-cant-balance-their
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