Banks are in the same position as Jason Lowery says nation states are in. They’re in a stalemate of mutually assured destruction.
Competitors cannot attack each other without killing the host and destroying everyone.
It’s not a free market - not close. It’s a cabal of parasites determined to protect the host at any cost to any other dependent on the system.
Become independent of the system. Learn to hold Bitcoin and trade-off volatility and responsibility for being a pawn in the banking system.