Thankfully I just use LN for pocket money, dunno if all this fuss going on is real or not and I'm too lazy to check.
Discussion
I think most part of it is FUD but I'm ok because I don't really stack on LN, it's pocket money to spend it
Half of it seems to be FUD. If you aren't a routing node, your funds are perfectly safe. To defraud a routing node, both sender and recipient of a payment need to collude, and also the attack doesn't have a 100% success rate, especially with the mempool-watching mitigations that node developers applied.