And if you are using sparrow via xpub you can easily add receive btc without having to load the seed since that is only needed for spending/moving/consolidation etc

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Yes thats what i have been doing, but the more i think about all these other things i would need to secure, it gets complicated. I need to find out if coldcard has a feature to do a stateless setup. Thanks for that idea.

Btw, i tried zapping you just now, but couldnt.

I think my wallet was stuck on a transaction error, not sure. Thx for letting me know

Works now😊