If it's really only 100 I would use a LN wallet like Muun. Or run a LN node myself. But let's be real. Everyone can get to mote than 100 bucks.

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Any of today’s Lightning wallets probably won’t be around in 50 years. If you’re going to hodl long term you really are safer on the base layer.

They won't be around for sure, but other LN operators will and you can easily transfer to them. Most small BTC amounts will be held in L2 IMO.

Best option tho. Own enough that you can pay fees on L1