You put up 1 coin and you receive 0.95 coin. And after 1 year max you pay back the loaned coin and receive your 0.95 coin back or your roll over (5%). Max 5 years total.
Discussion
If I had 1 coin to be honest would I be looking for a 1M sats loan ? or would I just use my 1M sats from the 100M sats in my coin ? smh 
Sure, just pointing out that there is this unique product available for those who do own plenty coins and struggle remobilizing them. It’s actually designed for OGs and whales.