A layer two solution that handles all the micro payments throughout the day, with an on-chain settlement at the end of business (daily/weekly) is very feasible and one node can handle all the micropayments of a massive shopping mall

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Yeah, and that is really how most businesses operated up until things went digital. Someone went to a bank, and got a bunch of change and put in cash drawers and their vault. Then, settled up with the bank and their accounts. Repeated each day.

That's not good

Except now they don’t need the bank.

Because they can use a proof of work blockchain instead of lightning or a checking account

For ultimate settlement. Not small payments. This is not a hard concept to understand.

I use proof of work blockchains instead of lightning or a checking account regardless of the size of the payment

This is not a hard concept to understand

Good for you, buddy. This is why you’re special.

No, I'm special because I've met Digit

It still doesn't seem like you've given a proper response to this btw - might as well mute me if you can't handle responding properly to everything in a discussion nostr:nevent1qvzqqqqqqypzqamkcvk5k8g730e2j6atadp6mxk7z4aaxc7cnwrlkclx79z4tzygqy88wumn8ghj7mn0wvhxcmmv9uq3jamnwvaz7tmswfjk66t4d5h8qunfd4skctnwv46z7qpq7emuemrjd7jhnsz6ersdjnw7cr0wkjvp5mwhgzlyncljrh4ykh0qvm2fsr

In China, they transact via QR code and personal wallets with no need for a bank. Nobody has cash or credit cards, even old people and poor people transact with their phone - everyone has one.

The technical infrastructure is already there, but bitcoin will make the process decentralized… so you can’t be debanked.