On a broad scale that is the case. I won't deny that. To say that it can NEVER be a productive goal, I'm not so sure. There are other factors that I feel you're not considering enough. First, it depends on the goal. If you're miserable at your job and want to quit and go ahead and invest full-time using whatever savings you have, that could, most certainly, prove to be extremely lucrative. More so than staying at the job your miserable at. Second, timing is key. Quitting my job right after the stock market crashed during the COVID lockdown was, without a doubt, a great decision. It's the reason why I'm now retired before 35. The reason why I'm a multicoin owner. Also, the reason why I was able to help pay off the rest of my mother's mortgage. It's a situational matter. 🤷‍♂️