I still ended up keepin mind and using it. I figured some sats back is better than no sats back on money I’m gonna spend anyway

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Yes and likewise. Unfortunately, there are situations where Mastercard or Visa gift cards are not accepted and bitcoin too. So I find myself in the same boat. Might as well get some sats for making purchases that have to be on a debit card linked to a bank account. Despite my lamentations, Fold still has utility.