Are you sure the Seller can do on-chain?

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Yea it’s part of the options when you do a trade you can select on chain or lightning. It’s been a minute but that’s how I remember it.

Worst case you use a custodial lightning wallet for larger purchases if you’re custodial lightning doesn’t have the liquidity then you just transfer it in smaller amounts to your custodial lightning or send it on chain to your cold storage.

*Custodial to non custodial I meant*

Yes, if the seller accepts on-chain.