⚡️👀 READ - We're living through a pivotal moment in the history of crypto.

That of the adoption of stablecoins.

On paper, the capitalization of stablecoins (around $250 billion) still looks modest compared to the $2,750 billion of crypto at large.

But in reality, these fiat currency-indexed cryptos are spreading at breakneck speed.

All the financial and payment giants are positioning themselves.

- Mastercard will integrate stablecoins into its network.

- Visa will launch cards using stablecoins.

- Stripe will launch a stablecoin account.

- PayPal already has its own stablecoin.

- Dozens of banks are working on their stablecoins.

As an excellent study by Citi points out, "Stablecoins could soon overtake the crypto ecosystem that saw their birth."

Why is this tipping point so important?

Because stablecoins offer the technological power of public blockchains like Ethereum and Solana (programmability, instantaneity, 24/7 global accessibility), while remaining connected to fiat currencies.

It's a bit like the best of 2 worlds (while waiting for the big crypto night for some) :

✅ for businesses: instant payments, optimized cash management.

✅ for individuals: frictionless remittance, easier access to DeFi.

✅ for the United States: global extension of the dollar in a new form.

According to Citi, the market could grow to $1,600 billion by 2030, or even $3,700 billion in an optimistic scenario.

But beware: Europe is missing out on this wave.

While the US is pushing the adoption of dollar-denominated stablecoins, Europe is dragging its feet on CBDCs and remains cautious.

The result: the global digital economy is dollarizing at breakneck speed, and the old continent is still losing ground...