That is one approach, and it is a good proposition.

Generally, we recommend the Spend, Save, Invest approach, however people are allowed to do whatever they want their own money.

We also believe that Bitcoin, and Monero are amongst the best of the cryptocurrency projects out there.

Overall, our project is nuetral on cryptocurrencies, we simply mention Bitcoin the most because getting out the message that Bitcoin was intended to be money is important to seeing the ecosystem evolve.

It is generally recommended to have your money in different things to reduce risk*.

(*Not Financial Advice)