Idk, maybe that's what you get if you sign up with email. Email is clunky, I'd prefer to figure out lightning stuff if possible

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Click on yr profile, tap wallet...does it say fund or withdraw?

If so you're set up on native wallet

Just withdraw as and when

Okay, I think I'm a step or two behind. I had the impression that creating a profile was the same as creating a wallet (maybe it can be) since signing up has a lightning option

If it says fund withdraw when you tap the wallet in the side menu, Yr good.