I think that in the future we’ll look back at seed phrases the same way we look at paper wallets. Outdated, insecure, and kind of dumb. Seed phrases are the best solution we have right now, but they dull away the security provided by cryptography and make bitcoin too analogous to gold.
I’m not sure what the next best solution will be. I think it’ll be a combination of things. Maybe something with OPVault or CTV, physical NFC tag backup split with shamir, a collab custody, or some combination of multiple methods.I do think that seed phrases are just a temporary solution, and not a very good one.