My hot take is that after your first cycle (if they still exist), they are irrelevant for you personally.
Discussion
No doubt. And anyone who has been in for more than a cycle should have many months (I’d argue years) of spending in BTC saved up, otherwise I’m not sure what they’ve been doing.
100% . . . I’m a class of 2021 and because I kept stacking in the bear I’ve gone from months to years.
Same. The bear market was the best. Sold all of my commercial real estate holdings in 22 and 23 and aped it in.
Wow that’s awesome. Most of my stacking was rotation out of equities and income stacking. Still holding on to one residential rental because I don’t have much equity in it but would rotate to BTC in a heartbeat if I could cleanly.