It made sense to me.
While single I used to work for 6 months, travel for 2 and spend 4 at home, and then 2020 happened and the travel part went away, so I put that money in a savings account. Then I got married and we got into bitcoin, so I moved over what was left and had it put into bitcoin!
That was also when I realized fiat transfers such! Cause not only did paypal want a fee, and they blocked how much could be moved in a day and week between paypal and CashApp, paypal also stole about $50 just in exchange rate discrepancies! 🤯😖
Now, if I get any Swedish money, I just use it directly with the card and we keep our sats for the next while.
I'm pretty sure the US bitcoin tax rules are way better than the Swedish ones, so I don't really wanna mess with it.