Usury is bad but we have global satellite systems, portable communication systems, high speed internet, higher quality, and shelf stable foods, fuel efficient vehicles, Air Conditioners, instant communication, cameras, compasses, calculators.

Modern life is amazing, unfortunately many have taken it for granted.

Our poorest person is better off than the richest person 100 years ago.

I would say the main things that make modern society suck somewhat are low wages, rungs on the ecoomic ladder being removed, and excessive consumer debt, and college debt.

But if we can fix, or improve those things then everything else overall is better from an economic standpoint.

Social issues are irrelevant to the point even if indirectly caused by fiat systems but that's for another debate.