What’s the annual “hurdle rate” based on M2? Asking for your average bitcoin saver

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Which fiat are you measuring in?

In 2020 USD was at 40%, whereas Saif calculates 7% is typical.

Chapwood index is a real world indicator at ~ 12% - 18%.

Good question. I am thinking in USD. Haven’t heard of the chapwood index and will look into it…. Thanks!

Hoping to understand this on a 5-10 year basis (smoothing out spikes like 2020)