This is coming to all of banking it seems. No loopholes left unclosed.

In terms of 'the state', if we look back on past years, it has only trended in a negative direction for all aspects of society. By design.

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Trust me, I wasn’t saying I was optimistic lol. Just haven’t had to deal with it myself yet. Hopefully people don’t put up with it if it gets bad enough.

I';m optimistic on humanity, but not our current system.

Exactly