Today I was sorting out the warehouse, and I took on services from domestic helpers. The cost of foreign labour workers in my country, per hr is about $3.75 - $5. And out of that, their boss takes half of it. They work 8 hour, 6 days a week with a monthly wage of abt $360 - $480

These girls (and sometimes guys) are fast learners and hardworking. I wanted to give tips but was out of hard cash.

Unfortunately they don’t have bank accounts as they can’t open one here (the conditions a foreign labour worker and an expat are miles apart). Nor do they have digital wallets as it’s all KYC.

They didn’t know what Bitcoin was nor were thrilled by it as there weren’t use cases they could relate too.

I remember reading about foreign remittance. I guess another use case for foreign workers would be using bitcoin as money, within the countries they are working at.

In my country, about 10% of the population are documented foreign workers and likely 25% undocumented. I am certain this might be the same in a lot of places.

How can we help them live a more free life ?

I was wondering what could be the best way for Bitcoin user adoption to pick up in this instance.

We need several things to work here :

1. Regular businesses to adapt

2. People to download wallets and get familiarise with it as money.

3. Easier, non-kyc way to convert their Fiat currency to bitcoin.

(Access to the internet is not an issue although this may be diff for other countries and rural places.)

The existing ways for fintech adoption would be to go country to country, work with their financial policies etc. This takes time, effort, money and requires the wallets to be KYC.

(This works in adopting businesses - as businesses can have KYC. Only people need non-KYC option.)

I was then wondering what could be a way we can codify a hub and spoke model that can trigger ripple effects?

Perhaps empowering the people to be creators of their communities to create wallets and engage local businesses they regularly liaise with ?

I recall some of the foreign workers I’ve spoken to have degrees, some even masters degrees, one was a lecturer, another an accountant and they are doing hard labour for money, because their country is even poorer.

Another question is how do we exchange their Fiat currency to bitcoin without kyc? Currently P2P works but the ones i know, you still need a bank account, visa, mastercard etc unless you know people who are willing to exchange in underground markets . Would web5 work in this instance ? How about Azte.co bitcoin voucher?

These are just random thoughts I had today if anyone wants to bounce off more ideas and thoughts or pick it up.