I really don’t understand how the recovery works.

Also, isn’t losing *both* the phone and hardware wallet and being able to recover the funds at odds with the later point that it can’t authorize recovery without either the phone or hardware wallet? nostr:note14zfpcjdgszln8pqtqsmeazvs0dkus5w5wpw4sndwza8lz3ezyn4sm3td8v