This is an interesting point where we actually agree.

You see the ponzi collapsing with a bank run. I do too.

I actually see the many bank runs in Bitcoin’s short history (eg Mt Gox, FTX, Prime Trust) as proof that is exactly the asset to do the job.

We can add to the list of good qualities of money: “the ability to quickly and effectively withdraw your money if you suspect shenanigans with a third party”