Banks runs don't seem over any time soon. I think it's contained for now (since the Fed has historically quelled markets) but I don't think consumers are 100% convinced. I see it as positive that average people are starting to question the "trust" we put in major systems, I have no underlying motives, I think it's a net positive that people are questioning this and realising "hey, maybe it's not the best idea we just let banks have no liquidity on hand"