"limited money and resources" isn't something you associate with Scandinavia, but when a healthcare system must try to help everyone - even people who wouldn't normally be covered by health insurance - everything has to be spread more thinly.

the speed and frequency of care you get as a working person is reduced somewhat, because your tax money is also subsidising the poor and the disabled.

in countries where you actually have to be able to afford health insurance or pay in cash to even get help, nothing is subsidised. those people just fall off a cliff.