To provide the distribution yes, but the zaps would go direct to their wallets, the payments can be split automatically.

So what I mean is I'm not acting as a payment processor. It's all going directly through the lightning network. I'm not a custodian of their funds. I'm therefore not charging to handle payments - this is why OF has to charge so much, because they get hit with high tx fees by the banks and credit card companies for being a high risk business.

Bitcoin fixes this!

But it doesn't make servers free, so yes I still need to pay for storage, bandwidth, and compute power to run infrastructure.