Wallen garden, KYC, copy&paste VISA/Mastercard workflow and sell as a framework, delegate hard work to "partners", no value added to the ecosystem

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how or why is Lightspark KYC?

Its not saying anything about in this brakedown https://www.buildonspark.com/

Lightspark is the company, UMA is one of their products, UMA has KYC.

okay. i didnt knew that.

but you can use spark without uma, right?