We have had ETFs in Canada for a few years. Feels pretty good to max out the Tax Free Savings Account with BTC to be honest.

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That's the thing. You aren't maxing it out with BTC. You're maxing it out with fiat that is tied to the price of BTC that you don't control.

Your pension is fiat either way. If you have the choice, why not have it as fiat tied to BTC? You can't have a self-custodial pension so you pick the lesser evil.

My thought too.

You'd probably be better off eating the taxes and buying actual Bitcoin in the long run. Only time will tell.

It is true that self-custody Bitcoin is obviously the only "real" way to own Bitcoin, but it's nice to be able to invest without taxes for the money I leave in fiat. I'd rather have it tied to BTC than tied to inflationary fiat currencies. The rest, ofc, goes to buying actual Bitcoin.

I do both. But why not fill the tax free account with ‘bitcoin’.

That's what I did in 2013 with my leftover savings from the corporate job I left.

It worked out.