100% agree on all fronts. As someone who travels a lot and banks a lot, the area of concern right now is the on/off ramp choking.
Last week I was literally being choked in different ways in two countries on opposite sides of the globe. It's very clearly a coordinated attack that has intensified during 2023.
I think if most of humanity had to regularly bank across jurisdictions and currencies they would immediately comprehend the retardation going on. Most people are well held in a localised banking 'walled garden'.