Couldn't agree more. I'm no wizard like yourself, but I just published my first (very, very basic model) to help convince myself that stacking $1 per hour, 24/7, 365 over the next 20 years will be worth it. Would love any and all feedback.

https://primal.net/e/note17p624c4clyl9q9hq2kgw7y4p2c7r3hvuh064khrw8sda22h4p5ls64k0qc