Yeah but with the tech that does make sense. And this one is just pointless expensive toy

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I don't know. It all depends. Sure, if you take on credit card debt but if it was just 5% of your monthly disposable income ... why not?

With Apple the problem is that people do the former to pretend they were doing the latter.

That’s the Eastern European business model. I have latest iPhone but I don’t have money to feed my kids.

It's definitely not exclusive to Eastern Europe. I've seen tiny dirty shacks with a matrez and a 50" TV. In that case it might have been stolen though :D