And yea...if it's not clear, I have had to do licensing training around financial advice. It's easy to forget as someone who does their own research, and makes their own decisions, just how impressionable people can be who don't, but are nonetheless desperate for a way to stop losing their money. Those are the people who perhaps need Bitcoin the most, because they're NOT going to become investors or traders. Therefore, I consider it important that we get things right with them the first time, because if 3.5 years rolls around, and their guaranteed profits aren't there, we may not get another chance until they've lost quite a bit more.
Again, not trying to jump down your throat, just explaining where I'm coming from. I do appreciate the graphic in any case, as it is a helpful one.